IDShield Review – Is This Identity Theft Service Right For You?

6 Total Score
IDShield

IDShield has the biggest identity theft insurance policy in the industry, at $5 Million. This means that if your identity is stolen, they'll spend up to $5 Million to restore your identity. Although IDShield offers quarterly credit score updates, it's unclear if that includes just a single credit bureau or all three.

PROS
  • Monitors up to 10 credit cards and bank accounts
  • Quarterly credit score tracking
  • Instant alerts on potential threats
  • $5 Million in identity theft insurance
CONS
  • No free trial
  • Doesn't include internet security software
  • Doesn't include lost wallet assistance

idshield logo

Working in partnership with Kroll, the worldwide leader in risk mitigation and response solutions, LegalShield has provided id theft protection services for almost 20 years.

Together they have created IDShield as a response to the growing risk of data breaches that has put millions at risk of identity theft. IDShield members enjoy the only identity theft protection service that provides direct access to Kroll’s team of licensed private investigators. How effective is IDShield at monitoring your personal data and fixing the damage caused by identity thieves? Let’s take a look at the facts in this IDShield review.

IDShield Features

Identity Monitoring

The most important feature an identity theft protection service can offer is identity monitoring, and here is where IDShield excels.

They’ll continually monitor the most important items of personal information:

  • Social security number
  • Credit cards
  • Bank accounts

IDShield then takes identity theft services a step further and monitors personal data such as:

  • Your name
  • Date of birth
  • Drivers license
  • Passport number
  • Telephone number
  • Medical ID numbers

Typical for most identity theft protection companies, they’ll notify members by email if there is a change in your personal data status.

Identity Theft Recover Assistance

IDShield offers a great service if you detect any suspicious activity on your own; you can contact a licensed private investigator immediately and begin the process of restoring the security of your personal data.

Like most identity protection companies IDShield has a handy mobile phone app that allows members to contact an identity theft expert wherever they are.

$5 Million Service Guarantee

This IDShield review wouldn’t be complete without mentioning the IDShield $5 million guarantee. According to their website; if you are a victim of identity theft, they will spend up to $5 million dollars to do whatever it takes, for as long as it takes to restore your identity.

The IDShield $5 million dollar guarantee goes a long way to instill confidence that this company really believes that they offer the best identity protection service.

Lost Wallet Protection

IDShield will help you cancel your credit cards in the event your wallet is lost or stolen.

Black Market website Surveillance

IDShield continually monitors:

  • Black market websites
  • Internet relay chat channels (IRC)
  • Chat rooms
  • Peer to peer sharing networks
  • Social feeds

If they find matches for your name, date of birth, ID numbers, phone numbers or even emails they’ll alert you by email and provide details on your member dashboard.

Quarterly Report from TransUnion

You have access to quarterly credit reports, credit monitoring and activity alerts from TransUnion so you can have the peace of mind of examining your own information for discrepancies and suspicious activity.

The Good

Let’s look at the good points now in this IDShield review.

IDShield is a powerful partnership between two long standing companies with great reputations. Through the resources of LegalShield and Kroll you’ll have an amazing level of identity theft protection.

IDShield’s $5 million dollar service guarantee and the promise that they will do whatever it takes for as long as it takes to restore your identity to the way it was before it was stolen by identity thieves.

24 hour and 7 day a week access to help with any identity theft issues, concerns or emergencies you may have.

A quarterly report from TransUnion with credit monitoring and email alerts provides invaluable access to your credit information. Enjoying the ability to monitor your own credit status for discrepancies and suspicious activity is a great plus when you sign up with IDShield.

Licensed private investigators with the resources to provide real assistance in repairing the damage caused by identity thieves.

The Bad

If you place a fraud alert on yourself, it won’t automatically create a fraud alert for your spouse. If you share credit accounts with your spouse this could possibly put you at risk. You could easily forget to make an alert for your spouse, letting identity thieves have more time to do greater damage if both your identities were compromised.

While not a deal breaker, I still think it’s an issue that needs to be considered when choosing top identity theft protection.

You can only have access to quarterly credit reports from TransUnion. There are three major credit rating companies, and I’d feel much more in control of my information if I had access to reports, alerts and credit monitoring from all three credit agencies.

Pricing and Packages

For some people this is the most important part of this IDShield review.  Price is an important consideration when choosing the best id protection service from the options available.

IDShield offers an individual protection plan for just $9.95 per month. The family plan includes your spouse and up to 8 children, will only cost $10 a month more at a reasonable $19.95.

Is IDShield Worth It?

Definitely. For a tiny fee, you can have the peace of mind that comes with knowing your information isn’t left unprotected in today’s digital age. There are so many ways in which security breaches can happen, whether you are shopping at the grocery store as normal and that particular store’s mainframe is hacked or if you buy something online through a site you trust, and they experience something similar.

There’s never really any way to know when these type of things will happen and who will be potentially affected, that’s why high level, top grade identity protection is so crucial. The peace of mind you’ll receive is worth the measly $20 it costs to protect you and your family from the vicious and hellish terror that often results in identity theft.

IDShield Contact Information

Summary
Review Date
Reviewed Item
IDShield
Author Rating
3